<?xml version="1.0" encoding="UTF-8"?>
<!-- Copyright 2003 XBRL International Inc.  See www.xbrl.org/legal.  All Rights Reserved. -->
<xbrl xmlns="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/instance
../lib/xbrl-instance-2003-12-31.xsd">
	<!-- if the base attribute is used correctly, processor should detect that target is not really a schema. -->
	<link:schemaRef xlink:href="SchemaRefTrickyExample.xsd" xlink:type="simple" xml:base="./base/"/>
</xbrl>
